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Wednesday, March 15, 2017

A Fort Lauderdale FL Insurance Broker Can Help You Protect Your Most Valuable Assets

By Mary Badder


A FL insurance broker offers several coverage options to give individuals and families peace of mind.

Lien holders require individuals to maintain comprehensive coverage on their automobiles until the debt is paid. In this way, a damaged or stolen vehicle can be repaired or replaced. These types of policies also protect the owner by covering medical expenses incurred by the policyholder. It also compensates passengers and others involved in an incident.

Homeowners with mortgages are also required to have a policy on their residences. You can insure additional structures on your property and make provisions for replacement of personal property.

If a storm or fire makes your home uninhabitable, your policy should cover the cost of temporary lodgings. Once the damage is repaired, and you have returned to your home, the provider will stop your relocation allowance.

Condo policies cover damage to personal items, such as clothing, furniture, and appliances. Policies can also be applied toward liability costs and common loss assessments made by the condo association.

A renter's policy is a good thing to have for individuals who want to safeguard their belongings. Some management companies actually require the coverage.

There are temporary policies available for special events. They cover damage or loss.

Most people insure valuable personal property assets such a watercraft. These policies cover damage incurred during a boating incident. The coverage usually includes any passengers riding on the boat at the time.

There's protection for businesses, too. Insurance agents offer several coverage options, including business owner's packages, windstorm and flooding, business income, umbrella policies, and general and products liability. Commercial property and auto coverage are also available. Business owners can protect their employees and assets with health benefits, workers' compensation coverage, and more. The Fort Lauderdale FL insurance broker works with a variety of business classes.




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